Many business owners sign merchant cash advance agreements (MCAs) because they need money fast. The problem is that these deals can be expensive, sometimes much more expensive than what they first appear to be. What looks like quick funding can turn into a costly obligation that continuously drains the business every day. If your company…
There’s no denying that owning a home today comes with its own unique set of rules. Between property taxes, competitive real estate markets, and sheer value your house isn’t just a place to live, it’s very likely your largest financial asset. Naturally, you want to make sure that asset, your home, is protected and that…
New York Real Property Law § 327-a requires anyone selling real estate within New York to remove old, discriminatory language from the property’s records upon sale. This covers covenants, restrictions, or conditions based on “race, color, religion, sex, sexual orientation, familial status, marital status, disability, national origin, source of income, or ancestry.” The rule applies…
Older adults are increasingly targeted by sophisticated financial scams. Recent FBI data shows seniors suffered more than $7.7 billion in reported fraud losses, the highest total of any age group. Protecting a family legacy involves more than making sure you have estate planning documents in place. It also means reducing present day risk before fraud…
Most people think of estate planning as something that matters only after death. In reality, some of the most important protections are in place while you are still living, especially if illness or injury leaves you unable to manage your own affairs. A trust is a valuable part of that plan. By naming a successor…
If you have minor children, one of your biggest concerns is likely to make sure they are cared for if the unthinkable happens. You may have already taken an important step by naming a guardian in your Will, but that is only part of the plan. A Will can include trust provisions, but it still…
Has a legal claim been asserted against you? Do you think you have a claim against someone else and want to know whether to pursue it? Think twice before “chatting” with an AI chatbot about your legal matters. A recent court ruling, United States v. Bradley Heppner, from the U.S. District Court for the Southern…
Most estate planning focuses on the big picture: who gets the house, how the trust is structured and who manages the accounts. But when an emergency or a death happens, it’s the small, missing details that cause the most stress for adult children. Where are your original estate planning documents? Who is your lawyer/accountant/insurance agent/financial…
On February 6, 2026, Governor Kathy Hochul signed the Medical Aid in Dying (MAID) Act into law. This landmark legislation provides terminally ill and mentally competent New Yorkers with a choice in how they spend their final days. While the law has been signed, it includes a six-month implementation period to allow the Department of…
The most common cause of probate litigation may not be a missing signature, but something far more simple: a surprise. When adult children are blindsided by the contents of a Will or the appointment of an Executor, that shock can quickly turn into a costly courtroom battle. The most effective way to “litigation-proof” your estate…
In the “old days,” estate planning was mostly about physical keys: to the house, the filing cabinet, and the safe deposit box. Today, your legacy is just as likely to be stored in the cloud, on a blockchain, or behind a biometric scan. As we move through 2026, digital assets are no longer a niche…
Significant amendments to the New York City Earned Safe and Sick Time Act (ESSTA) have officially taken effect. These updates broaden employee entitlements and introduce new administrative requirements for any employer with staff operating within the five boroughs. The New 32-Hour Unpaid Bank In addition to existing paid safe and sick leave (40 or 56…
